Investor Education

A Model Portfolio is a ready-made investment portfolio designed around a specific investment objective or approach. It brings together a selection of investments in a structured manner, so investors do not have to build a portfolio from scratch. Each Model Portfolio is designed with a defined purpose and investment philosophy. This provides investors with a simpler way to access a diversified investment strategy. It is designed to bring structure and discipline to the investment journey.

Start with an objective

Every Model Portfolio begins with a simple question: What are we trying to achieve?

The investment objective defines the role a portfolio is designed to play—whether that is capturing long-term equity growth, seeking diversification across asset classes, participating in emerging themes, or navigating changing market conditions.

Once the objective is established, it provides a clear framework for the rest of the portfolio design. It determines the investment universe, the types of ETFs considered, and how the portfolio seeks to balance opportunity and risk.

A clearly defined objective is the foundation of a portfolio built with purpose, rather than a collection of investments.

ETF Model Portfolios use Exchange Traded Funds (ETFs) to provide exposure to a range of investments. An ETF can provide access to a basket of securities, an index, a sector, a theme, or an asset class through a single investment. This makes it possible to build diversified exposure in a simple and transparent manner. By combining different ETFs, Model Portfolios can provide exposure across selected markets and investment opportunities. This gives investors a convenient way to participate in a structured portfolio.

Each Model Portfolio follows a clearly defined investment approach. The approach helps identify the types of opportunities the portfolio seeks to participate in and provides consistency in how investment decisions are made. Depending on the portfolio, the approach may consider factors such as market trends, valuations, diversification, or specific investment themes. This systematic framework helps reduce ad-hoc decision-making and keeps the portfolio focused on its intended objective. The result is an investment strategy designed with clarity, consistency, and discipline.